Your cards. Their best day.
You already own the rewards. ToroKard just points at them: add the cards you hold, and at the till it tells you which one earns the most on this purchase: dining, groceries, fuel, or the shop you are standing in.
Standing at a salon in Dubai? ToroKard ranks your own wallet for that exact spend, including live offers on your cards.
Your cards’ reward rules live on your phone. The ranking runs on your phone, so airplane mode at the checkout still gets an answer.
Search a shop or restaurant and ToroKard digs up live offers tied to your cards: buy one get one deals and boosted cashback that a plain category pick would miss.
Say “Best card here in ToroKard” or double-tap the back of your phone, and the answer appears as a banner. The app never even opens.
Type the card name. ToroKard fetches its real reward rules from the bank’s public pages: rates, caps and minimum spends.
Tap a category, search a merchant, or use your location and pick the venue.
The top card is your answer, with the exact rate you earn back on that purchase.
No accounts. No bank logins. No card numbers, because the app never asks for them. Your wallet, name and history stay on your phone; only card product names and merchant searches ever reach our server, and usage insights are pseudonymous and optional.
Read the privacy policy