About ToroKard

The best card wins on the numbers alone.

ToroKard answers one question at the till: which of your cards earns the most on this purchase? Add the cards you hold, and at the moment of payment it points at the best one.

How it picks

Recommendations come from the real reward rules of your cards: cashback rates, points values, caps and minimum spends. These are fetched from the public product pages of the banks and stored on your phone. The picking itself runs entirely on the device, so it works offline.

Offers search

When you search a merchant or venue, only that query is sent to our backend, which looks up live card offers for it. The names of your card products ride along so relevant offers surface first. We never ask for card numbers, so there are none to send.

Who builds it

ToroKard is built independently in the UAE as a personal project. No bank sponsors it and no card issuer pays for placement.

Get in touch

Questions, wrong reward data, ideas? Use Write to us in the app, or the support page. It goes straight to the developer.