Your cards. Their best day.
You already own the rewards. ToroKard just points at them: add the cards you hold, and at the till it tells you which one earns the most on this purchase: dining, groceries, fuel, or the shop you are standing in.
No account · No bank login · Nothing leaves your phone
Standing at a salon in Dubai? ToroKard ranks your own wallet for that exact spend, including live offers on your cards.
Your cards’ reward rules live on your phone. The ranking runs on your phone, so airplane mode at the checkout still gets an answer.
Search a shop or restaurant and ToroKard digs up live offers tied to your cards: buy one get one deals and boosted cashback that a plain category pick would miss.
APR, annual fee, foreign spend fee, minimum salary: the numbers that usually hide in the fine print sit on every card in plain view. You have every right to know what a card costs.
Type the card name. ToroKard fetches its real reward rules from the bank’s public pages: rates, caps and minimum spends.
Tap a category, search a merchant, or use your location and pick the venue.
The top card is your answer, with the exact rate you earn back on that purchase.
The answer should arrive faster than your wallet leaves your pocket. Three ways it does.
Set iPhone’s Back Tap once, then two taps on the back of your phone at any checkout drop a banner with your best card. Works from the lock screen; the app never opens.
Always shows your best card for the last thing you looked up, in the card’s own colours. A glance on the way to the till is enough.
Say “Best card here in ToroKard”, or put it on the Action Button. Where you stand decides the answer: the banner names the venue it found.
Card apps usually begin by asking for your bank login. ToroKard begins by not having accounts at all. No card numbers either, because the app never asks for them. Usage insights are pseudonymous and optional. Your spending is nobody’s product.
Read the privacy policy